Bill Bray III

Embrace Home Loans is trusted by tens of thousands of homeowners

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About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their uniqu...

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Embrace Home Loans Presidents club

2023-2022

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See what other homeowners have to say about me

  • 5

    Bill was extremely responsive at every turn of the experience. He was extremely knowledgeable and offered several options to meet our needs. He worked with us for approximately 1 year until we found what we were looking for and was super creative. We are very grateful for Bill and Ashley Castelli and their hard work.

  • 5

    Bill is a person that I would not hesitate to use again. He is a thinker that does not shy away from using creative methods to yield superior results. He is far from the ordinary mortgage officer sitting in 99% of banks. Bill enjoys his work and is passionate about his craft. A+ for an excellent job.

  • 4

    Bill and Ashley were proactive and kept me updated throughout the journey. Bill personally worked after normal business hours to represent me during engagements with listing agents regarding my credit worthiness.

  • 5

    Bill is the answer to the question, "why go with a local lender instead of just whatever bank you find with the lowest rate?" Bill gave us a ton of information and spent the time to go through a lot of different options with us so we could pick the loan that fit our goals the best. We were all set to close just 1.5 weeks after our offer was accepted.

  • 5

    Bill is a good one. He saved me thousands of dollars because he's a good one. He's responsive and thorough and kept me on track with a super tight timeline, he's creative and thoughtful and helped me find the best loan for my situation, and he's genuinely helpful and acted in my best interest to lock in an interest rate before they jumped up 1.5%.

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License

Maryland - Rockville